Urgent climate goals require state programs such as Mass Save to better target comprehensive decarbonization – applying efficiency, electrification, demand response, and solar+storage – in an equitable manner that addresses differences in local building characteristics. Meanwhile cities and towns, including low income/urban, suburban, and rural communities, are making commitments to local climate neutrality and social equity for their citizens. The panel and audience will discuss how communities could achieve these with localized information, simplified processes, and improved retrofit economics, as many have done before with their Solarize initiatives. The panelists will discuss enabling community-based services now being deployed that foster high carbon impacts, such as MassEnergize, EnergySage, and All InEnergy, as well as potentially supportive state program ideas.