New York City’s Climate Mobilization Act (CMA) is viewed by many building owners as legislation thrust upon them, mandating unaffordable retrofits that benefit the environment at their expense. But for owners with the right strategy in place, these retrofits present a highly profitable investment opportunity, even with little access to capital. Today’s combination of efficient technologies, regulations, programs, innovative ownership/investment models, and financing presents means that owners can bundle together retrofits and equipment upgrades that not only appease the city and immediately reduce operating expenses, but also improve quality of life for residents and generate a steady passive income.