New York City’s Climate Mobilization Act (CMA) is viewed by many building owners as a piece of legislation thrust upon them mandating unaffordable retrofits that benefit only the environment at their expense. And for many this will end up being the case. But for those building owners with the right strategy in place, the CMA and impending retrofits can represent the impetus into a highly profitable investment opportunity even for those with little to no access to capital. As of Q2 2021, there will exist in NYC a combination of proven energy efficiency technologies, regulations, programs, innovative ownership/investment models, and specialty financing that together are analogous to planets aligning. The result is a never-before-seen opportunity in NYC for co-ops, condos and other commercial buildings to do much more than just comply with the CMA local laws to avoid fines. Instead, they can now bundle together retrofits and equipment upgrades that appease the city, immediately reduce operating expenses, improve quality of life for residents, and generate a steady passive income…all using somebody else’s money.